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MULTI-APPLIANCE
INSURANCE
ALL COVERED UNDER ONE SIMPLE POLICY
Save over 60% compared with single-plan purchases
Choose Your Cover Level
Show Prices for Paying...
£0
Excess
£35
Excess
£65
Excess
£95
Excess
£0
Excess
£35
Excess
£65
Excess
£95
Excess
HomeAppliance
500
Kitchen Appliances
+ Televisions
+ Satellite Equipment
£27.75
£ 22 20
Monthly
£25 Excess
Boiler & Controls
£0
Excess
£35
Excess
£65
Excess
£95
Excess
£0
Excess
£35
Excess
£65
Excess
£95
Excess
HomeAppliance
500+
Kitchen Appliances
+ Televisions
+ Satellite Equipment
+ Boiler & Controls
£29.75
£ 23 80
Monthly
£25 Excess
£0
Excess
£35
Excess
£65
Excess
£95
Excess
£0
Excess
£35
Excess
£65
Excess
£95
Excess
HomeAppliance
PREMIUM
Kitchen Appliances
+ Televisions
+ Satellite Equipment
+ Boiler & Controls
£37.75
£ 30 20
Monthly
£25 Excess
#1 Seller
How It Works
Decide The Items
You Want To Cover
You Want To Cover
Our HomeAppliance 500 policy you can cover Kitchen Appliances, TV’s and Sky Satellite Equipment. You can cover any combination up to 6 items in total
If you want your Boiler also included then HomeAppliance Premium is for you. For these two policies you can cover up to 7 items in total in any combination.
The price for the policy is the same whether you cover 1 or 6/7 appliances, the price is a package price designed to cover a group of appliances altogether.
If you want your Boiler also included then HomeAppliance Premium is for you. For these two policies you can cover up to 7 items in total in any combination.
The price for the policy is the same whether you cover 1 or 6/7 appliances, the price is a package price designed to cover a group of appliances altogether.
Choose Your
Cover Level
Cover Level
With the HomeAppliance 500 policy you have a maximum claim limit of £500 per claim and a maximum annual limit of £3,000 for all claims.
With the HomeAppliance Premium policy you have a maximum claim limit of £700 per claim and a maximum annual limit of £5,000 for all claims.
With the HomeAppliance Premium policy you have a maximum claim limit of £700 per claim and a maximum annual limit of £5,000 for all claims.
Choose Your
Excess Level
Excess Level
The excess is the contribution you are prepared to pay when you make a claim.
We have Four levels of excess £95, £65, £35 and £0. You may vary the excess just by clicking on the relevant value you want in the pricing table.
Increasing the excess level is a good way to lower your monthly payments. However many customers prefer to pay £0 excess on their policy. Simply choose the level that suits you.
Choose A
Payment Plan
Payment Plan
Most customers choose to pay Monthly however you may also choose the pay Annually and receive a 10% discount!
Simple choose “Monthly” or “Annually” from the pulldown at the very top of the pricing table to change the pricing from Monthly to Annually.
Buy Your Policy
& Add Your Items
& Add Your Items
Once you’ve decided which level of cover you want, simple select that level in the pricing table and click the “Buy On-Line Now” button.
The purchase page guides you through setting up your policy in one simple process..
Just confirm the level of cover you want, enter your contact and payment details and enter the items you want covered. Simple as that.
Once your payment has been processed we’ll instantly email you your full policy documents and schedule.
Relax, we’ve got you covered.
What You Can Cover
Kitchen Appliances
You can cover any combination of your kitchen appliances up to a maximum limit of 7 items in total under the policy. If we can't repair your appliance we'll either arrange for a new one to be delivered FREE of charge or provide an alternative cash settlement.
TV's & Satellite
Cover any combination of TV's and Sky Satellite Equipment. For example you may want to cover 2 x TV's and 1 x Sky HD Box. You can cover up to a maximum limit of 7 items in total.
Boiler
If you opt to include your boiler (HomeAppliance Premium), we'll cover it, together with the Thermostat, Timer, Pump, & Diverter Valve against mechanical or electrical breakdown
Your Policy Benefits
Everything Under
ONE Policy
With our Multi-Appliance Cover you can cover UP TO 7 of your Home Appliances under ONE simple policy. We cover ALL makes of appliances against unexpected breakdown for one simple monthly or annual payment.
SAVE
up to 60%
Our range of HomeAppliance policies combine Kitchen, Boiler, TV & Satellite cover into one simple policy. Save up to 60% compared with single-plan purchases.
2 Cover Levels
With 2 levels of cover (HomeAppliance 500 & Premium) we can ensure you get the right cover to meet your budget and the appliances you have, up to £5,000† worth of items and up to £700 per claim.
Parts & Labour
Included
Parts & Labour are included when you need to make a claim. Per individual claim you are covered up to the Singe Claim Limit and up to the Annual Claim Limit for the sum of all claims in any one year.
£0 Call-Out
Charge
There is no call-out charge when you have a breakdown with your appliance and we cover all parts and labour needed for the repair up to the Single Claim Limit of your policy.
Unlimited
Call-Outs
You can call us out as many times as you like on any of your appliances up to the value of the Annual Claim Limit on your policy.
Zero Excess Option
All our HomeAppliance policies come with the option to include cover with Zero Claim Excess. For a very modest increase in premium you may elect to choose cover with no contribution to pay you when you make a claim.
Flexibility Built-In
Cover any combination of Kitchen, TV & Satellite appliances you want up to the cover limit for your chosen policy level. You can also cover your Boiler if you choose our Premium Cover. eg. cover your Boiler, 2 x TVs, Washing Machine, Dishwasher, Tumble Dryer & Sky HD Box all in one go.
Cover Nationwide
We have 700+ engineers nation-wide covering every corner of the UK. When you need us we'll be able to respond quickly.
365 Days
UK Support
We're here 24-hours a day 365-days a year to respond quickly when you have an emergency. We'll be here when you need us.
Insurance
Backed
Our policies are genuine insurance policies backed by the regulator the Financial Conduct Authority (FCA). Beware of other providers who do not sell genuine insurance cover as you will not be protected in the event of them ceasing to trade.
Max Value
of Appliances
This is the total value of the appliances you can cover under the policy. The limits are £3,000, and £5,000 for the HomeAppliance 500 and HomeAppliance Premium policies respectively.
Single
Claim Limit
This is the amount you are covered for per individual claim you make under the policy. The limits are £500 for the HomeAppliance 500 Policy and £700 for the HomeAppliance Premium policy.
Annual
Claim Limit
This is the total amount of all claims you are covered for in any one year under the policy. The limits are £3,000 (HomeAppliance 500) and £5,000 (HomeAppliance Premium)
Looking for Other Cover Options ?
Kitchen Appliance Cover Details
Cover All Your Appliances
You can cover any of your kitchen appliances against breakdown, including all or any of the following: Cooker, Oven, Hob, Dishwasher, Freezer, Fridge, Fridge-Freezer, Microwave, Tumble Dryer, Washer/Dryer, Washing Machine, Cooker Hood.
FREE Repair or New Appliance!
If we can't repair your appliance we'll either arrange for a new one to be delivered FREE of charge or provide an alternative cash settlement up to £700†, sometimes you'll even receive your new appliance the SAME DAY!
We're
Quick!
If you need an engineer we'll dispatch one right away from our comprehensive network of 750+ engineers covering the whole of the UK.
Boiler Cover Details
Boiler Repair
We'll send an engineer to repair your boiler, our engineers can normally fix most faults there-and-then. You can claim up to £700† per claim and up to £5000† per year for the whole policy.
Optional Boiler Service
To keep your boiler in tip-top condition, as a Home Appliance policyholder, you'll get access to our discounted Boiler Service rates.
Engineers UK-Wide
We have 750+ engineers nationwide covering every corner of the UK. When you need us we'll be able to respond quickly.
TV Cover Details
TV Repair
We'll send an engineer to repair your TV, you can claim up to £700† for every claim for your TV and up to £5000† for all claims for the whole policy per year.
TV Replacement
If we can't repair your TV we'll replace with an equivalent TV up to £700† in value for each claim.
Remote Covered
We'll have a new TV remote delivered if it develops a fault.
Satellite Cover Details
Satellite Dish
We'll cover your Satellite Dish against Breakdown and Realignment or Repositioning where necessary in order to rectify a signal or reception problem. You can claim up to £700† per claim and up to £5000† per year for the whole policy.
SKY Box
We'll cover your Sky Box for repair or replacement in the event of it developing a fault. Our engineer will either repair it or replace it there-and-then to get you back up and running as quickly as possible. You can claim up to £700† per claim and up to £5000† per year for the whole policy.
Cabling & Remote
We'll cover all the cabling associated with your SKY Installation including the cables to and from the SKY Dish. We'll also cover your remote control should it malfunction.
† Home Appliance 500: Maximum Payout Per Claim £500. Maximum Value of Appliances £3,000. Annual Claim Limit £3,000. NO Boiler Cover.
Home Appliance Premium: Maximum Payout Per Claim £700. Maximum Value of Appliances £5,000. Annual Claim Limit £5,000. Boiler Cover Included.
A 30 day qualifying period applies. Subject to the terms, conditions & exclusions as contained in the full policy.
What Kitchen Appliances Can You Cover?
You May Cover Any Of The Following Items Under This Policy:
Cooker, Oven, Hob, Dishwasher, Freezer, Fridge, Fridge-Freezer,
Microwave, Tumble Dryer, Washer/Dryer, Washing Machine, Cooker Hood
Multi-Appliance Insurance Cover
Our household appliance repair insurance gives you peace of mind that your home appliances are covered against expensive repair bills. If you have a problem with any of your appliances we’re just a phone call or click away from sorting it for you. You can cover all your Kitchen Appliances, Boiler, TV’s and Satellite equipment under one simple cost-effective policy.
Our home appliance insurance product provides three levels of cover so you can find a cover level that’s right for you. This multi-appliance insurance is a single policy covering all your appliances, you save £££’s by combining all your appliances under one policy compared with single plan purchases.
We also have a Kitchen Plan product which covers just your kitchen appliances. This domestic appliance cover will cover your Washing Machine, Cooker, Oven, Hob, Dishwasher, Freezer, Fridge, Fridge-Freezer, Microwave, Tumble Dryer, Washer/Dryer and Cooker Hood all under one policy.
Our Boiler Care plan provides additional stand-alone coverage for your boiler, with 4-levels of cover you be sure to get the level that’s right for you. Our highest level of cover also includes Home Emergency Cover throughout the UK which will cover you against a wide variety of emergencies including Blocked Drains, Broken Pipes, Pest Contamination, Lost Keys and even Hotel Costs.
What Makes of Kitchen Appliances Can You Cover?
We Cover All Makes of Appliance
We Only Sell Regulated
Insurance Products
We are authorised and regulated by the UK Financial Conduct Authority. We are regulated to sell insurance products with the UK. Beware of companies who are are purporting to sell insurance without being regulated.
Financial Ombudsman Service
If you’ve got a complaint about one of our products or service, you may take your complaint to the Financial Ombudsman Service (FOS), an independent body established by Parliament to settle disputes between financial companies and their customers.
Your Premiums
Are Protected
Our insurance products are protected by the Financial Services Compensation Scheme (FSCS). This means you may be entitled to compensation if the insurer cannot meet their obligations. Most insurance contracts are covered for 90% of the claim.
We're Here
7-Days A Week
Our helplines are open 7-days a week.
We'll be here when you need us.
14-Day Money Back
Guarantee
All our policies come with a comprehensive 14-day money back guarantee.
Customer FeedBack
5-Star Customer Ratings
Our Customers Consistently Rate Our Kitchen Appliance Policy
With A Top 5-Star Rating for Value, Quality and Service
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Insurance Product
Information Document (IPID)
For a summary of the cover provided by this policy, please download the IPID document using the link above
Full Policy Terms
For further details of the cover provided by this policy,
please download the Full Policy Terms document using the link above
6.6
Cover-4-Less
Citibase Suite 538
The Atrium, 1 Harefield Road
Uxbridge, UB8 1PH
Cover-4-Less is a trading name of Maintenance Direct Insurance Services Ltd
Authorised & Regulated By The Financial Conduct Authority Financial Services Registration Number: 707133
Registered In England No: 03152770. Registered office: Citibase Suite 538, The Atrium, 1 Harefield Road, Uxbridge, UB8 1PH
Authorised & Regulated By The Financial Conduct Authority Financial Services Registration Number: 707133
Registered In England No: 03152770. Registered office: Citibase Suite 538, The Atrium, 1 Harefield Road, Uxbridge, UB8 1PH