Menu
KITCHEN APPLIANCE
INSURANCE
Save £££s By Covering
Up to 5 Appliances
Under One Simple Policy
Choose Your Cover Level
Show Prices for Paying...
£0
Excess
£35
Excess
£55
Excess
£75
Excess
£0
Excess
£35
Excess
£55
Excess
£75
Excess
KitchenPlan
STANDARD
£17.76
£ 14 80
Monthly
£55 Excess
£0
Excess
£35
Excess
£55
Excess
£75
Excess
£0
Excess
£35
Excess
£55
Excess
£75
Excess
KitchenPlan
PREMIUM
£23.52
£ 19 60
Monthly
£55 Excess
£0
Excess
£35
Excess
£55
Excess
£75
Excess
£0
Excess
£35
Excess
£55
Excess
£75
Excess
KitchenPlan
DIAMOND
£31.44
£ 26 20
Monthly
£55 Excess
#1 Seller
£0
Excess
£35
Excess
£55
Excess
£75
Excess
£0
Excess
£35
Excess
£55
Excess
£75
Excess
KitchenPlan
PLATINUM
£43.5
£ 36 25
Monthly
£55 Excess
How It Works
Decide The Items
You Want To Cover
You Want To Cover
Our Kitchen Appliance policy is designed to cover up to 5 of your kitchen appliances under one simple policy. This way you get the best possible value and can save up to 60% compared with covering all your appliances under individual policies.
The price for the policy is the same whether you cover 1 or 5 appliances, the price is a package price designed to cover a group of appliances altogether.
Most people cover the appliances that would be the most troublesome if they break down, normally that would be Washing Machine, Fridge, Freezer, Dishwasher, Cooker & Microwave for example.
The price for the policy is the same whether you cover 1 or 5 appliances, the price is a package price designed to cover a group of appliances altogether.
Most people cover the appliances that would be the most troublesome if they break down, normally that would be Washing Machine, Fridge, Freezer, Dishwasher, Cooker & Microwave for example.
Choose Your
Cover Level
Cover Level
Our 4 different policy variants (Standard, Premuim, Diamond, Platinum) are designed to match the type of appliances you have.
You should generally look at the level of cover which matches the value of your individual appliances.
For example if each of your appliances is around £200 or less then our Standard policy will cover you up to £200 per claim. If some of your appliances cost more than this you may consider for example the Premium level which will cover you up to £350 per claim. Our most popular level of cover is the Diamond cover which covers up to £500 for any one claim.
Choose Your
Excess Level
Excess Level
The excess is the contribution you are prepared to pay when you make a claim.
We have Four levels of excess £75, £55, £35 and £0. You may vary the excess just by clicking on the relevant value you want in the pricing table.
Increasing the excess level is a good way to lower your monthly payments. However many customers prefer to pay £0 excess on their policy. Simply choose the level that suits you.
Choose A
Payment Plan
Payment Plan
Most customers choose to pay Monthly however you may also choose the pay Annually and receive a 10% discount!
Simple choose “Monthly” or “Annually” from the pulldown at the very top of the pricing table to change the pricing from Monthly to Annually.
Buy Your Policy
& Add Your Items
& Add Your Items
Once you’ve decided which level of cover you want, simple select that level in the pricing table and click the “Buy On-Line Now” button.
The purchase page guides you through setting up your policy in one simple process..
Just confirm the level of cover you want, enter your contact and payment details and enter the items you want covered. Simple as that.
Once your payment has been processed we’ll instantly email you your full policy documents and schedule.
Relax, we’ve got you covered.
Your Policy Benefits
Everything Under
ONE Policy
With our Kitchen Appliance Cover you can cover UP TO 5 of your Kitchen Appliances under ONE simple policy. We cover ALL makes of appliances against unexpected breakdown for one simple monthly or annual payment.
SAVE
up to 60%
By combining all your kitchen appliances under our one simple Kitchen Appliance Policy, you typically save up to 60% compared with single-plan purchases.
Parts & Labour
Included
Parts & Labour are included when you need to make a claim. Per individual claim you are covered up to the Singe Claim Limit and up to the Annual Claim Limit for the sum of all claims in any one year.
£0 Call-Out
Charge
There is no call-out charge when you have a breakdown with your appliance and we cover all parts and labour needed for the repair up to the Single Claim Limit of your policy.
Unlimited
Call-Outs
You can call us out as many times as you like on any of your appliances up to the value of the Annual Claim Limit on your policy.
Zero Excess Option
All our KitchenPlan policies come with the option to include cover with Zero Claim Excess. For a modest increase in premium you may elect to choose cover with no contribution to pay you when you make a claim.
FREE Repair or New Appliance!
If we can't repair your appliance we'll either arrange for a new one to be delivered FREE of charge or provide an alternative cash settlement up to the single claim limit on your policy.
We're
Quick!
If you need an engineer we'll dispatch one right away from our comprehensive network of 750+ engineers covering the whole of the UK.
Comprehensive
Cover
With 4 levels of cover we can ensure you get the right cover to meet your budget and the appliances you have.
Cover
Nationwide
We have 750+ engineers nation-wide covering every corner of the UK. When you need us we'll be able to respond quickly.
365 Days
UK Support
We're here 365-days a year to respond quickly when you have an emergency. We'll be here when you need us.
Genuine
Insurance
Our policies are genuine insurance policies backed by the regulator the Financial Conduct Authority (FCA). Beware of other providers who do not sell genuine insurance cover as you will not be protected in the event of them ceasing to trade.
Single
Claim Limit
This is the amount you are covered for per individual claim you make under the policy.
Max Value
of Items
This is the total value of all the appliances you can cover under the policy.
Annual
Claim Limit
This is the total amount of all claims you are covered for in any one year under the policy.
What Appliances Can You Cover?
You May Cover Any Of The Following Items Under This Policy
Cooker, Oven, Hob, Dishwasher, Freezer, Fridge, Fridge-Freezer, Microwave, Tumble Dryer, Washer/Dryer, Washing Machine, Cooker Hood
What Makes of Appliances Can You Cover?
We Cover All Makes of Appliance
WASHING MACHINE, FRIDGE AND OTHER APPLIANCE INSURANCE
Our kitchen appliances tend to be the most used of all our appliances and especially likely to break down with an expensive repair bill or even the need for you to buy a completely new appliance. Avoid this unnecessary expense by protecting all your appliances under one of our simple kitchen appliance insurance policy. Our Kitchen Plan product covers up to 5 Kitchen Appliances such as your Washing Machine, Cooker, Oven, Hob, Dishwasher, Freezer, Fridge, Fridge-Freezer, Microwave, Tumble Dryer, Washer/Dryer and Cooker Hood all under one policy.
We’ll come out quickly and repair or deliver a new one to you FREE of charge if you have a breakdown with anything under cover. There is no call-out charge and all parts and labor are covered. There is also a £0 Excess option so you can avoid paying any expensive bills when one of your appliances breaks down. One call to us and we’ll sort everything for you.
With our kitchen appliance cover, you’ll save £££’s by combining everything under one policy – Why purchase separate cover for fridge insurance and washing machine insurance when you can bundle the cover for all your appliances under one of our simple, affordable Kitchen Plan policies.
We Only Sell Regulated
Insurance Products
We are authorised and regulated by the UK Financial Conduct Authority. We are regulated to sell insurance products with the UK. Beware of companies who are are purporting to sell insurance without being regulated.
Financial Ombudsman Service
If you’ve got a complaint about one of our products or services, you may take your complaint to the Financial Ombudsman Service (FOS), an independent body established by Parliament to settle disputes between financial companies and their customers.
Your Premiums
Are Protected
Our insurance products are protected by the Financial Services Compensation Scheme (FSCS). This means you may be entitled to compensation if the insurer cannot meet their obligations. Most insurance contracts are covered for 90% of the claim.
We're Here
7-Days A Week
Our helplines are open 7-days a week.
We'll be here when you need us.
14-Day Money Back
Guarantee
All our policies come with a comprehensive 14-day money back guarantee.
Customer FeedBack
5-Star Customer Ratings
Our Customers Consistently Rate Our Kitchen Appliance Policy
With A Top 5-Start Rating for Value, Quality and Service
Previous
Next
Insurance Product
Information Document (IPID)
For a summary of the cover provided by this policy, please download the IPID document using the link above
Full Policy Terms
For further details of the cover provided by this policy,
please download the Full Policy Terms document using the link above
6.6
Cover-4-Less
Unit 3 Chapel Court
126 Church Road
Hayes, UB3 2LW
Cover-4-Less is a trading name of Maintenance Direct Insurance Services Ltd
Authorised & Regulated By The Financial Conduct Authority Financial Services Registration Number: 707133
Registered In England No: 03152770. Registered office: Unit 3 Chapel Court, 126 Church Road, Hayes, UB3 2LW
Authorised & Regulated By The Financial Conduct Authority Financial Services Registration Number: 707133
Registered In England No: 03152770. Registered office: Unit 3 Chapel Court, 126 Church Road, Hayes, UB3 2LW