Televisions are a huge part of our everyday lives. The cost and inconvenience of having to organise a repair or replacement for your television is an added stress and expense that we could live without. Taking out insurance on your television can lessen the burden.   

Why TV insurance useful?

Get TV insurance

Often your television, be it Smart, QLED, OLED, LED or LCD or something else, is one of the most expensive gadgets in your home. A faulty TV can be costly and a headache to put right. TV Insurance gives you peace of mind that should you need to repair or replace your television, the time and money involved is not something you will need worry about.

What will my TV Insurance cover?

TV Protection insurance

You should always check your policy terms and conditions before purchasing but most policies will cover repair or replacement of your TV if it breaks down through component failure.

How can I buy TV Insurance?

Buy TV insurance
Types of Insurance
Different Type of TV Insurance

There are various types of insurance and various options. Be sure to take a policy that suits your needs and budget. Some policies are very basic and only cover the TV set itself, others will cover products associated with the TV such as remotes etc. Always check out the excess, some companies may offer the option for you to pay a slightly higher premium in return for a reduced excess. Always ensure the policy you purchase covers the size of your TV, often policies for smaller less expensive sets will cost less than those for larger more expensive sets. Always read the cover limits, does the cost to replace your television fall within the limits specified on your policy? If you have any doubts, a good insurance company will be happy to discuss your needs over the phone to make sure you get the right product.

When might I not be able to claim?
TV Damage Insurance

All policies are different and you will need to read your terms and conditions to be sure – however here are some common reasons listed as a claim that would not be accepted.

1) Pre existing faults are not covered, if the TV was faulty when you bought it home or faulty prior to purchasing cover, you will not be able to claim. Some companies will have an exclusion period at the start of the policy.  

2) Accidental damage may not be covered under many policies.

3) Faults due to your aerial, satellite or cable system are not usually covered as they are not related to the TV itself.

Knowing the above benefits and what to look out for, hopefully you will be able to buy TV insurance with confidence allowing you to enjoy your TV with the peace of mind that you are well covered. Should your TV fail, a policy like this is there to help keep your life free of the complications that come with organising and chasing a repair yourself, allowing you to continue concentrating on the more important things.

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